Robert Podlesni on the Evolution of Payments: The Paypod Podcast

Optimizing Subscription Payments: How Revolv3 is Reducing Declines and Revenue Loss

Subscription-based businesses face a major challenge—payment declines leading to involuntary churn and lost revenue. On PayPod: The Payments and Fintech Podcast, Robert Podlesni, Chief Product Officer of Revolv3, discusses how Revolv3 is tackling these issues through innovative payment optimization. Robert also shares his journey from professional racing to fintech leadership, highlighting how his competitive mindset influences his approach to solving complex payment challenges.

What You’ll Learn in This Episode:

The Challenges of SubscriptionPayment Processing

Declined transactions are a top concern for subscription-based businesses. Robert explains the common causes and how Revolv3’s technology increases approval rates by optimizing the payment process at its core.

Revolv3’s Approach to PaymentOptimization

Unlike traditional billing platforms, Revolv3 eliminates unnecessary intermediaries, works directly with banks and processors, and uses AI-powered routing to enhance approval rates.

A Unique Pricing Model: Only Paying for Success

Revolv3’s pricing model is different—it charges only for successful transactions. Robert shares why this approach aligns better with merchants’ goals and builds trust with businesses.

The Rise of Buy Now, Pay Later (BNPL) and Real-Time Payments

As consumer debt rises, businesses are adapting by offering more flexible payment solutions. Robert discusses how BNPL and real-time payments are evolving and what merchants should consider when integrating these options.

The Future of Payments: Alternative Methods and Crypto

With over 600 alternative payment methods globally, the landscape is shifting. Robert explores the role of localized payment options, real-time payments, and the potential future of crypto transactions.

From Auto Racing to Fintech Leadership

Robert’s background in professional racing has shaped his approach to problem-solving and leadership in the fast-paced world of fintech. He shares insights on navigating high-pressure environments and leading a startup in a competitive industry.

The Road Ahead for Subscription Payments

As payment technologies evolve, businesses must stay ahead by optimizing transactions, reducing churn, and adapting to new consumer expectations. Revolv3 is at the forefront of this shift, helping merchants navigate the complexities of payment processing.

So, what’s next for subscription billing? Robert believes that as fintech innovation continues, businesses will need smarter, data-driven solutions to improve customer retention and revenue growth. You can listen to the whole episode here.